CoverMatch Terms and Conditions
These Terms and Conditions govern your use of the CoverMatch website and services. By accessing or using this website, you agree to be bound by these Terms.
If you do not agree with any part of these Terms, you must stop using the website immediately.
Terms and Conditions for CoverMatch
CoverMatch is a digital insurance comparison platform operating in South Africa.
We:
- Provide insurance comparison services
- Connect users with licensed insurers
- Do not provide insurance products directly
Acceptance of Terms
By accessing this website, you confirm that:
- You are at least 18 years old
- You have the legal capacity to enter into agreements
- You agree to comply with these Terms
Continued use of the website constitutes acceptance of these Terms.
Nature of Service
CoverMatch provides:
- Insurance comparison tools
- Matching services based on user input
- Lead generation for licensed insurers
We do not:
- Provide insurance quotes directly
- Offer financial or insurance advice
- Act as an insurance broker
User Responsibilities
By using this website, you agree:
- To provide accurate and truthful information
- Not to misuse or attempt to disrupt the platform
- Not to use the website for unlawful purposes
You are responsible for any information you submit.
Sharing of Information (POPIA Compliance)
By using CoverMatch, you consent to your personal information being:
- Collected and processed
- Shared with licensed insurers
- Used to provide relevant insurance quotes
In accordance with the Protection of Personal Information Act (POPIA), your data will be:
- Processed lawfully and transparently
- Used only for specific purposes
- Protected against misuse or unauthorised access
Communication Consent
By submitting your details, you agree to be contacted by:
- Phone
- SMS
This contact will come from:
- Licensed insurers
- Authorised partners
No Financial Advice
All information provided on this website is for general information purposes only.
CoverMatch:
- Does not provide financial advice
- Does not recommend specific insurance products
Disclaimer
This service and blog provides general info only and doesn’t count as financial or product advice from CoverMatch or our legal and compliance experts. Remember, all our premiums are risk-profile-dependent, and T’s and C’s apply. The most up-to-date policy wording for each company we talk about or every service we list can always be found on the company’s website.
Our website T’s and C’s can be found here. CoverMatch is a comparative platform. We do not provide insurance quotes or advice directly. Your details are sent to licensed insurers who will contact you with quotes and product information based on your profile.
Third-Party Services
CoverMatch connects users with third-party insurers.
We are not responsible for:
- The accuracy of third-party information
- Insurance products offered
- Any agreements between you and insurers
Intellectual Property
All content on this website, including but not limited to text, design, layout, functionality, and proprietary elements, is owned by or licensed to CoverMatch and is protected by applicable intellectual property laws in South Africa.
All trademarks, logos, brand names, and company names displayed on this website are the property of their respective owners.
These third-party trademarks and logos are used strictly for identification, comparison, and informational purposes only. Their use does not imply any affiliation, partnership, endorsement, or sponsorship between CoverMatch and the respective trademark owners unless explicitly stated.
CoverMatch operates as an independent comparison platform and makes use of publicly available brand assets or assets provided through partner relationships where applicable.
If you are a trademark owner and believe that your intellectual property has been used incorrectly, you may contact us and we will review and address the matter promptly.
You may not copy, reproduce, distribute, or exploit any content from this website without prior written permission from CoverMatch or the relevant rights holder.
Limitation of Liability
Use of this website is at your own risk.
CoverMatch will not be liable for:
- Any loss or damage arising from use of the platform
- Errors or omissions in content
- Actions taken based on information provided
Indemnity
You agree to indemnify CoverMatch against any claims arising from:
- Your misuse of the website
- Your violation of these Terms
- Incorrect information provided by you
External Links
This website may contain links to third-party websites.
We:
- Do not control these websites
- Are not responsible for their content or policies
Changes to Terms
CoverMatch may update these Terms at any time.
Updated Terms will be published on this page and take effect immediately upon publication.
Governing Law
These Terms are governed by the laws of the Republic of South Africa.
Any disputes will be subject to South African courts.
Severability
If any provision of these Terms is found to be invalid or unenforceable:
- The remaining provisions will remain valid